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I believe that god is everywhere, or at least some definition of god. If you are part of any religion (or have had exposure to religion). Friends of mine that say they don't believe in religion do believe in some sort of "higher being" or a god.
Truthfully though, I also have had an experience that makes me believe in ghosts.
The FDIC cannot really bail out a bank. The truth is that any bank would break them. It is a sticker on a building to make old money feel good about the bank. It is not insurance, all they do is knock on uncle sam's door or arrange a take over. A real insurance company has to pay not involve other entities........
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