Can you explain Obama's health care plan in a nut shell?
People claim that there's a lot of misinformation about Obama Care. So I'd like you guys to explain what you understand about it and maybe we can all sort it out together.
I was reading Time Magazine and it basically said that Obama's Health Care plan is perfect and everyone wins. That's right, it's a perfect system that has no flaws. According to Time Magazine, at least. Now, I haven't watched MSNBC in a while, but I'm guessing this is their message as well. And the New York Times. So, if the media is saying that this system is good for everyone and in no way bad, why not trust the government? After all, the media supports them, so why shouldn't we? Side: Media Says It Is Perfect
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1) Grandfathered private healthcare (the "you get to keep your plan if you like it" clause {though it's slightly misleading}). 2) Independent committee for evaluating cost-effective treatments annually. 3) Public option (an expansion of medicare in its sphere of influence--or more specifically, who gets to be insured) 4) Possible malpractice reform (though there is no indication whether it will be in a bill) 5) New regulations, stopping private insurers from denying insurance based on pre-existing conditions or up-rating (having to pay more) based on pre-existing conditions. 6) Subsidies for the poor and currently disadvantaged (those finding it difficult to be insured). 7) Penalties for not being insured (insurance is likely to be mandatory in the same way that car insurance is mandatory). 8) A healthcare exchange similar to the exchange state representatives currently use (it plays a similar role to interstate commerce). Side: Media Says It Is Perfect
Why should I, when the man hi'self can explain it in 4 minutes: Side: healthcare reform
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Here is Nationalized Health Care in a nutshell: The entire purpose of a government is to provide for the people those services that are more easily attained as a group than as an individual. Its easier for us all to pitch in(via taxes) and pave all of the roads, rather than everyone pave their own. Its easier for everyone to pitch in to pay for law enforcement than for everyone to have to defend themselves. The entire purpose of health insurance is to spread a highly variable cost over a large group so that the burden of cost is evenly distributed over time and its members. The larger the group the more evenly it is spread. The largest group in the United States of America is the United States of America. Health insurance is most effective as a national service. There are no holes in that logic, if you think you have found one please tell me and i will explain words to you. The only problems that come up are problems of implementation. That's why people use examples of Canadians coming to the US for healthcare because the waits are too long. I for one have never thought to myself "If the Canadians can't do it right there is no way we can do it right." I'm sure Obama's plan has problems. He is a politician just like any other leader in our country and has to make compromises and go out on limbs to get things done. But how often does a policy get put into place and it is perfect immediately and never reformed or changed? Nationalized healthcare might be bumpy at first, but it will be so much better in the long run. Side: healthcare reform
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I don't know that I could expalin it in a whole bag of nuts but it is my understanding that no one will be uninsured and no one will be turned down due to pre-existing conditions and/or because they are already sick. I also understand that they are wanting to keep the cost of medications down but I do not know how they will accomplish that. I understand that if you like your present policy you may keep it and it can travel with you if you are employed elsewhere. Side: healthcare reform
The only way you can keep anything down is to put a cap on it!! I have my own insurance from where I work. However I do not believe in forcing anyone to buy health insurance. Health insurance is one thing that can drain your account. Some people feel they don't need health insurance because they do not get sick often. Who can blame them? If you can save $5,000 a year per person why would you want to pay into something you may never use? $5,000 a year can go into my savings. To whatever I save for I may be able to take a family trip or buy a brand new car in about 3 to 4 years. Right now just through my work I pay $420 for family insurance if they let me go tomorrow or I quit my job I would have to pay $1,095 a month to keep it. I can tell you right now I would have to drop my insurance if I lost my job. I could not pay that full amount per month. Why do we have insurance mainly because of my children and husband? My husband is cover by the VA but sometimes the Dr They are not the best so he is covered under my insurance. Children get sick that is just it. As for myself? I hardly use it. I don't get sick that often or hardly at all. I used it after having my son a couple months back, had to use it to take my daughter in for getting the cold. My husband was shot in the leg during Desert Storm. He has to deal with pain and fragments. If it wasn't for them I probably wouldn't carry any insurance. I just don't get sick that often. Personally I don't think medical should be so darn high that no one can't afford it out of their pockets. Insurance pools should only be made for the very sick such as cancer, diabetes, and such. I remember when I was a kid. My parents could afford just a simple visit to the doctor’s office for colds and flu's and could afford the meds as well. It is not like this day in time where Dr's. Charge a fortune for the Dr Visit and turn around and charge you again for diagnoses, then get charge a fortune at the pharmacy. Since when did we have to start using insurance 100% of the time? I guess to support Dr's huge houses, expensive vacations to islands, and fancy cars (BMW, Mercedes-Benz, and Lexus) and boats! That is all it comes down too. Greed! Side: healthcare reform
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huge houses, expensive vacations to islands, and fancy cars (BMW, Mercedes-Benz, and Lexus) and boats! I can see where normal people would see those things as unnecessary and a sign of greed. But they are really necessities. If you have ever flown first class (on a 747, say) you would not be able to fly coach ever again. ;) Side: healthcare reform
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I don't know why this health care plan is so hard to understand. Even my ten year old gets it. Basically, the goal is to make sure that poor people qualify for health care coverage. Plain and simple. So the plan is to tax everyone until we are all poor and then we will all be covered ;) Side: healthcare reform
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