You make a compelling case. However, consider this concept, known as "The Loss of One Is the Loss of All"

The gain of one may, temporarily, benefit another: but in the long run this is not true. The very nature of one mans loss to another mans gain is destructive to society. It is only through a cohesive society that any man truly gains.

Consider, for instance, the malpractice incident.

Initially, the lawyer may make money

However, the higher the incidents of malpractice increases, the less likely people are to undergo risky procedure even if they truly need it and therefore die of natural causes, not linked to the doctor.

The less likely people are to undergo risky procedure, the less likely people will die of doctor malpractice- dying instead by natural causes.

Less malpractice lawsuits, in the long run, harms the malpractice suit lawyer's livelihood.

Therefore, an increase in malpractice suits is not ALWAYS a gain for a lawyer.

Concerning the apartment home.

I live with my parents. do not judge me- I'm in high school (I find it odd that nobody seems to pick up on that).

As for the funeral home

My death would provide them with one catering oppurtunity.

but what of the large family of twenty children that I would have given birth to? In effect, by my untimely death they are losing 20 catering opportunities.

Therefore, it is only through mutual gain that society truly makes any steps forwards, despite the illusion of immediate gain, the loss of one is the loss of all.

I would highly recommend reading this article (search "the loss of one is the loss of all") as it gives a much fuller, though less specific,description of this philosophical theory.

http://debs.indstate.edu/n354v5_1919.pdf