Money is happiness. It may not be total happiness, but it's a big part of it. Money can get you health (the proper doctors, treatments, etc.), it can get you educated, it buys luxury, traveling, etc. Sometimes, it even buys love.

Unless you look like Megan FOx or Brad Pitt, intelligence is not overrated. But if you look like them, intelligence is totally irrelevant.

Hawaii is incredibly overrated!! I went for my honeymoon and visited 6 of the islands. With teh exception of Kauai and Maui, the rest are dirty. The beaches are anything except spectacular and everything is incredibly expensive. The two things it does has that is out of ths world is friendly people and the Volcano. Bottom line: if looking for beaches, go to Puerto Rico, Costa Rica or Cancún. All are cheaper and much nicer/cleaner than Hawaii. Also, COsta Rica has an awesome volcano. Cancún also has the Mayan ruins, Xcaret and many otehr places that Hawaii does not.