Having and making money are things that can affect a person's happiness, but then their passion would be going to work, no longer money. It turns into a paradox. If you want to have loads of money, you must work. Then you must focus on your work to make more money, so you are focusing on your job rather than your money.

Your happiness stems from the things you use your money for, like a lavish house or a shiny car, not your money.

When people prioritize money, they tend to be less happy than someone who prioritizes emotional relationships or a hobby. Without a job or interest, you have no emotional priorities to put your money towards. People say "if you have all of the money in the world you can just buy the things that make you happy," but without something that makes you happy, you will not know what to buy to make you happy. Money can't be the one thing that brings you happiness (unless being successful is your goal), but then you will only have your money, and without an outlet or job to pour your soul into, will you really be happy?

It all depends on your outlook on life. If money is all you want, then you don't want to start a family, and you should just focus solely on work.

If you want to be passionate, search for your passion.