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Insurance Is a Gamble
Everyone who drives is required by law to have insurance and provide a proof of it if stopped. Everyday there are accidents out there and this is why I state that insurance is a gamble. We dont know if we will wreck but yet we are required to pay thousands of dollars for insurance. There are various discounts that are offered if a good driver but they are but a bribe to make people continue to partner with them. If in an accident and it wasnt our fault our insurance still raises the rates due to the fact that the car was damage. This is were I believe its unjustice to make people pay so much money and continue to pay such amount even though they are safe drivers. I think insurance companies are corrupt and just want to take our money. Why should we continue to pay so much money? Why should we be the ones to pay for anothers mistake? Why should we continue to have insurance???
Its one of Americas greatest scams, people nowdays feel lost without it, but the reality is if they saved the money that they pay to any insurance company they wouldnt need insurance.
Amercican capitalism will aways figure out a way to profit off one another.
The most flawed system to ever exsist in human history is capitalism, and most Americans cant see or imagine any other system, they are brain washed to think any other system can not work, lol what a mind job the capitalist have done, sad really, as people we accept letting another die if they lack the means to produce capital and then we have the nerve to think we are moral humans, good little Christians, I am light years beyond most American thinking and beyond most human comprehension, I know that sounds arrogant buts its true.
A resource based economy for one, there are other systems all with flaws but far better then capitalism, we Americans know no other way of life, capitalism seems like the only sound choice to most of us, but the reality is capitalism feeds of another suffering and destroys the environment and can greatly hinder human progress if it goes against making a profit (example clean energy), no man should have the right to stake claim on anything they didn't not create, meaning the Earth, the planet is here for us to share in live in harmony with it's residence.
This doesn't sound arrogant, it sounds wrong and stupid.
I'm sure it would to many, for many years I have learned to see beyond the average humans perception of reality and social normality, much like those people 1000 years ago claiming that the earth was not the center of the known universe. I have learned to see things from the outside in, as if I were a extraterrestrial race viewing earth and all the inhabitants along with our social structure from a universal balanced point of view, (hence the reason I use an alien head as my avatar, there is a method to my madness.
I know we can do better but we are blinded by our own greed and social division, bigotry and ignorance to understand this yet.
I'm sure it would to many, for many years I have learned to see beyond the average humans perception of reality and social normality, much like those people 1000 years ago claiming that the earth was not the center of the known universe. I have learned to see things from the outside in, as if I were a extraterrestrial race viewing earth and all the inhabitants along with our social structure from a universal balanced point of view, (hence the reason I use an alien head as my avatar, there is a method to my madness.
I know we can do better but we are blinded by our own greed and social division, bigotry and ignorance to understand this yet.
If you're oh-so wise, why don't you share some of your wisdom with us?
/sarcasm
You're not the only one who can see the worlds problem bub. If you really were as smart as you say, you sure as fuck wouldn't be wasting your time with us.
You're not the only one who can see the worlds problem bub. If you really were as smart as you say, you sure as fuck wouldn't be wasting your time with us.
We all see it, deep down inside of all of us we know what is right and wrong, we tend to turn a blind eye on things and view them as (that's just the way it is), we also tend to give in and accept or greedily deny those wrongs when we are the ones profiting from the injustice.
Humans are an emotions species and most are driven by our own self preservation, it's a primitive emotion that we needed to get this far up the food chain, but there comes a time when a social structure has to move above the primitive emotions to advance there spices to the next stage of human social, technological and moral evolution.
We evolved many times over the last few thousand years, not to long ago we considered it the social norm to burn someone alive because of some superstitions or sacrifice another just to make the crops grow, we also thought it was the social norm to bow to the king, lets take the vikings for example, in that social structure it was a civic duty for a man to support his family and clan by conquering, pillaging one another, they took great honor in that and to them there was nothing wrong with that way of life, but as humans evolved on a social level we hung up the swords and slaughter for a more human way of survival, that became the more civil system we see traces of today and eventually lead to capitalism.
Capitalism though not near as bad as pillaging still effects the lesser and the majority and mostly benefits the monetary conquerors (example 1er's), we as humans need to evolve socially to a system that benefits all life on this planet not just humans, we need to live in harmony with nature, only then would we ascend to a higher plane of reality and experience technological marvels beyond our wildest dream, we would be colonizing the stars, we can be a force for good, not only here at home but thought the cosmos.
you sure as fuck wouldn't be wasting your time with us.
I like to teach and stir up controversial topics, I like people question the status quo so, I wouldn't call it wasting time my time if I can get at least one person on here to think out side the box, even if it's just for a moment.
But then again, I might be wrong (in a similar sense as to how Obama might be an octopus), so I'll give you one chance: please explain what beliefs you hold that make you smarter the average person.
I wouldn't say smarter that term is debatable, is a dog smarter then a cat?, I say no, just different in the way they view the world around them.
I would say I see things from a different point of view then most, when I view things I try to rip myself from my own ego and self to see things as if I was a outsider viewing the problems we face, (IE: ET point of view), this helps me gain clarity on a lot of subjects, smarter no, out side the box thinking, yes.
Pakicetus: I am going to leave you with this quote from the late great
Carl Sagan:
“An extraterrestrial being, newly arrived on Earth - scrutinizing what we mainly present to our children in television, radio, movies, newspapers, magazines, the comics, and many books - might easily conclude that we are intent on teaching them murder, rape, cruelty, superstition, credulity, and consumerism. We keep at it, and through constant repetition many of them finally get it. What kind of society could we create if, instead, we drummed into them science and a sense of hope?”
A resource based economy for one, there are other systems all with flaws but far better then capitalism
This doesn't sound like it came from someone with a great grasp on this concept.
A resource based economy for one, there are other systems all with flaws but far better then capitalism, we Americans know no other way of life, capitalism seems like the only sound choice to most of us, but the reality is capitalism feeds of another suffering and destroys the environment and can greatly hinder human progress if it goes against making a profit (example clean energy), no man should have the right to stake claim on anything they didn't not create, meaning the Earth, the planet is here for us to share in live in harmony with it's residence.
Part of the reason why Americans only know capitalism is because the people who claim to have the most knowledge of anyone on Earth mention the word capitalism 3 times and the alternatives "twice" when asked what would be better.
I'm sure it would to many, for many years I have learned to see beyond the average humans perception of reality and social normality, much like those people 1000 years ago claiming that the earth was not the center of the known universe. I have learned to see things from the outside in, as if I were a extraterrestrial race viewing earth and all the inhabitants along with our social structure from a universal balanced point of view, (hence the reason I use an alien head as my avatar, there is a method to my madness.
Except that the term light year refers to a distance, so anyone who says they are light years ahead of someone is saying something stupid, period. Plus, claiming to have a better understanding than humans are capable of is extremely silly. But in your case, it is sounding more like arrogance, because you haven't actually revealed any knowledge whatsoever.
I know we can do better but we are blinded by our own greed and social division, bigotry and ignorance to understand this yet.
Understand what? You just wrote down a bunch of crap about your abilities, not actual knowledge for us to use.
This doesn't sound like it came from someone with a great grasp on this concept.
I have been a major support of a system like this for the last few years, for me to go into detail would takes a large amount of time, I figured if someone wants to know about it they can Google it, the web if filled with concepts and ideas on the system.
Except that the term light year refers to a distance, so anyone who says they are light years ahead of someone is saying something stupid
You do know it was a figure of speech?
Understand what? You just wrote down a bunch of crap about your abilities, not actual knowledge for us to use. Abilities lol, what am I superman? In all seriousness, if you want to know why in detail, go to my account info about me (Hell I'll just link it below), I have a link to a season 1 documentary on the subject "Culture in Decline" it's not for everyone but if you really want to understand were I am coming from give it a watch, it should help shed some light on my frame of mind.
I have been a major support of a system like this for the last few years, for me to go into detail would takes a large amount of time, I figured if someone wants to know about it they can Google it, the web if filled with concepts and ideas on the system.
Mentioning it by name and saying there are also other possibilities isn't really going to entice someone to Google it.
You do know it was a figure of speech?
Now you know it is a dumb figure of speech.
Abilities lol, what am I superman?
No, Superman wasn't a douche, he pretended to be weak.
In all seriousness, if you want to know why in detail, go to my account info about me (Hell I'll just link it below), I have a link to a season 1 documentary on the subject "Culture in Decline" it's not for everyone but if you really want to understand were I am coming from give it a watch, it should help shed some light on my frame of mind.
Even if I wanted to know in detail, you couldn't even give me it without detail. You are literally giving nothing.
Mentioning it by name and saying there are also other possibilities isn't really going to entice someone to Google it.
That's because the name of the system is called a resource based economy, a system of sharing the earth, There is really no other name for it, sure we have different offshoots of it, some call it a Utopian society but far from Utopia, the system is about a grand unified earth living with in earth's sustainability. (the best example I can think of is, treat earth like a family would there own, one does not charge there wife or children but one shares what they all work to provide)
Now you know it is a dumb figure of speech.
Um ok, maybe I should of said I am 186,000,000 miles per second ahead of the average human, then half would of needed Google to know what the hell I was talking about. (FYI moving at the speed of light alters time)
No, Superman wasn't a douche, he pretended to be weak.
Okay Superman on red kryptonite then. (Break out the Google to know what I talking about), this is why I try to keep things simplistic. (Save the Google search, red kryptonite turns Superman into a Douche)
Even if I wanted to know in detail, you couldn't even give me it without detail. You are literally giving nothing.
OK, in Layman's Terms, a system that shares all of earths resources, no money, people of earth learn to work towards the advancement of society, no person left behind.
That's because the name of the system is called a resource based economy, a system of sharing the earth, There is really no other name for it, sure we have different offshoots of it, some call it a Utopian society but far from Utopia, the system is about a grand unified earth living with in earth's sustainability. (the best example I can think of is, treat earth like a family would there own, one does not charge there wife or children but one shares what they all work to provide)
Finally, some information.
Um ok, maybe I should of said I am 186,000,000 miles per second ahead of the average human, then half would of needed Google to know what the hell I was talking about. (FYI moving at the speed of light alters time)
Using a velocity doesn't make any sense. Plus, light year isn't a velocity either.
Okay Superman on red kryptonite then. (Break out the Google to know what I talking about), this is why I try to keep things simplistic. (Save the Google search, red kryptonite turns Superman into a Douche)
Why not be a better Superman?
OK, in Layman's Terms, a system that shares all of earths resources, no money, people of earth learn to work towards the advancement of society, no person left behind.
Using a velocity doesn't make any sense. Plus, light year isn't a velocity either.
When we are dealing with the speed of light, time is in effect, reason is due to something called time dilation, the closer an object is to the speed of light the further into the future you will go, example: If I where in space ship traveling at 99% of the speed of light for 2 years, for me in the space ship 2 years would have pass by normally, but to the rest back at home years would of passed, so I would in theory have traveled into the future, so If I was light years ahead of another I would be in future, everyone I have ever known would of died off. (so it is within the context to say I am light years ahead of .....)
Why not be a better Superman?
Very true, I let my frustration get the best of me at times, I do want to become a better person and I have to realize that not everyone will see things that way I do, I would be unrecognizable to myself if I were ever able to meet myself 10 years ago.
Thanks. Are computers a resource?
Just about everything is, the system is about not abusing our planets resource for personal gain, as of now capitalism leads us to build computers (using your example) with a shelf life, they are designed to break so that way we buy another, this is great for capital, but very bad for earth resources, we are in a sense raping earth, we need to build things to last 100's even thousands of years and make sure that everything we build can be recycled for future use, upgradable and safe for the environment.
If we learn to treat earth and all it's inhabitants like our family and home, animals like our pets etc. we would achieve so much, we are babies in the grand scheme of things but we are learning, I learn everyday and I learn from others, I think the key here is to be a aware of the corruption and try to teach and work toward a greater future.
When we are dealing with the speed of light, time is in effect, reason is due to something called time dilation, the closer an object is to the speed of light the further into the future you will go, example: If I where in space ship traveling at 99% of the speed of light for 2 years, for me in the space ship 2 years would have pass by normally, but to the rest back at home years would of passed, so I would in theory have traveled into the future, so If I was light years ahead of another I would be in future, everyone I have ever known would of died off. (so it is within the context to say I am light years ahead of .....)
No, light years are the distance light travels in a year, it actually doesn't have anything to do with light, really. It would be like you saying you are a mile ahead of people in understanding, which doesn't make sense.
Just about everything is, the system is about not abusing our planets resource for personal gain, as of now capitalism leads us to build computers (using your example) with a shelf life, they are designed to break so that way we buy another, this is great for capital, but very bad for earth resources, we are in a sense raping earth, we need to build things to last 100's even thousands of years and make sure that everything we build can be recycled for future use, upgradable and safe for the environment.
My question was more about how we determine who gets computers. How do we determine who gets computers, who gets cars, etc.? I agree that capitalism isn't interested in building anything that will last 1000 years. I would like a system that did that.
If we learn to treat earth and all it's inhabitants like our family and home, animals like our pets etc. we would achieve so much, we are babies in the grand scheme of things but we are learning, I learn everyday and I learn from others, I think the key here is to be a aware of the corruption and try to teach and work toward a greater future.
Sometimes family members aren't even worth it. I have met some people that I am very glad weren't part of my family. Some people are just assholes and don't deserve help.
Its one of Americas greatest scams, people nowdays feel lost without it, but the reality is if they saved the money that they pay to any insurance company they wouldnt need insurance.
Under your ideas, if my car gets damaged by someone else and I can't get to work to earn money to feed my family etc, and the other driver can't afford to pay - what happens? I'm just screwed? Or is it your idea that the state mandates people to save in order to afford this?
Why of course it is...on both sides the insurer and the insured. The insured gambles that they may have something happen where they will need insurance while the insurer gambles that the event won't occur. That is also the reason why flood insurance and earthquake insurance cost more and are separated from any standard homeowners policy...the insurers don't like writing that kind of paper!
Insurance is a gamble, and in many instances one I would contend we ought not be compelled to play.
However, in the case of automobile insurance the moderator/OP misrepresents the actual practice. We should not be required to insure our own vehicles, but we should be required to hold insurance that would pay for damages we cause to others property or selves as a consequence of our recklessness. This holds us to greater account, and makes it more probable that those who are immediate victims of the recklessness of others are not further harmed by financial hardship.
I understand that accidents happen but the person involved in the accident that was doing the correct thing in the first place should not be held responsible. Every day there are accidents so what makes you safe from the rest of the drivers out there? This is why I support the fact that insurance is a gamble and one could save so much money by not paying for insurance. I feel that if the other person is responsible for the damages they should be held responsible for the damage and if they cannot pay they can be required to go to a payment plan of some sort or take out a loan. With all the money saved from not paying on insurance one could have the extra money to fix their vehicle if such disaster happened.
